What is black box car insurance? - Which? top tips

If you want to pay less for your car insurance, telematics or black box car insurance could help bring down costs. It works by allowing your car insurer to track how you drive, in most cases either by installing a device into your vehicle or through a smartphone app. The insurer receives data about your mileage, the times of day you drive, speed, acceleration and how you brake and take corners to set a premium that more accurately reflects how careful a driver you are, rather than a guess based on your age. Careful drivers can then be rewarded by receiving a discounted premium or money back. While riskier drivers could face a higher premium or have their policy cancelled. For more expert advice visit https://ift.tt/2uNBYO1 Which?: http://www.which.co.uk Twitter: https://twitter.com/whichuk Facebook: https://ift.tt/1GZHNL7