Are you using your Isa to its full potential? - Which?

More than 20 million of us have an Isa in the UK. But are you missing out on some of the perks that the tax-free savings product offers? In this episode of Which? Money, our savings expert Matthew Jenkin uncovers some of the lesser-known perks of the tax-free savings product that you might not know about. He explains how an Isa can protect you against frozen tax allowances and shares tips on how your Isa wrapper can reduce the amount of tax you pay on your investments. Plus, Sarah Coles, head of personal finance at AJ Bell, talks about next year’s changes to the cash Isa allowance and reveals some data that shows that almost half of us aren’t expected to change our savings habits despite the government’s push to get more of us investing. Subscribe to make sure you never miss out on our reviews and advice: http://bit.ly/JoinWhichOnYouTube Looking for the latest product reviews and advice? You're in the right place. Which? has been championing the cause for consumers since 1957, asking probing questions of businesses and manufacturers, and pursuing the answers that put you in the driving seat. Reviews You Can Trust Which? has more than 1.3m members and supporters, making us the largest independent consumer body in the UK. Our commitment to providing unbiased advice to consumers is at the heart of everything we do. So from choosing a TV, mobile phone, new car, or holiday, to managing your personal financial needs, we’re always on your side. Completely Independent The unique thing about Which? is that we are completely independent. This means we work entirely on behalf of you – so you can rest assured that you're getting the very best advice available. Which? works for you reviewing products and services, so that you make the best purchase decisions for your needs. While all our public-facing work takes place under the Which? brand, technically it's carried out by a number of different legal entities. See the About Us page for more detail https://ift.tt/VDKaX89 For more expert advice visit: https://www.which.co.uk Follow us on Twitter: https://twitter.com/whichuk Join the discussion on Facebook: https://ift.tt/GZOWLa7